In most cases, houses need re stumping due to age, termite damage, or soil movement. In those cases, it’s unlikely your home insurance will cover the cost.

However, if the stumps have been damaged by an insured event – for example, a pipe burst and caused significant water damage – you might be covered for re stumping costs.

Restumping is a huge work that needs to be done by a professional team, it can vary on the size of the house, in Melbourne the average price per stump is between $500 and $700 also in consideration is the height of stumps, if done with concrete or steel.

Steel stumps are most expensive because they are low in maintenance and can typically last longer while timber stumps are cheaper but will last less.

The choice is yours depending on your budget but be sure to get a quote form a professional team.